Privacy Policy

Our Company

This privacy policy is specific to AAA CASH ADVANCE, INC. and governs the personal data we collect. We reserve the right to make changes to this policy from time to time, with any updates being posted on this website.

Why We Contact You

We, along with our network of lenders and credit brokers, will keep you updated on the progress of your loan application. Unless you opt out, we may reach out to you via phone, SMS, mail, email, or automated messages.

Legal Grounds for Collecting Your Personal Data

We process your personal data based on several lawful grounds:

• Consent: By submitting your loan application on Cash Advance Guide - FinKo, you give us permission to contact you regarding your application. You can withdraw your consent anytime by using the “Unsubscribe” link in any communication or by emailing our Data Protection Officer at support@amofnance.org. Withdrawal of consent does not affect the legality of the processing that occurred prior to withdrawal.
• Contract: We process your data to fulfill our contractual obligation of providing you with a loan quote based on your application.
• Legitimate Interest: We have a legitimate interest in processing your data in order to share your application with our panel of lenders and/or credit brokers to obtain the requested loan quote.

Communication Methods

We may reach out to you via phone, SMS, mail, email, or automated messages to provide you with updates, loan alerts, and important notifications. We may also receive your personal data from third parties to offer products to customers who have shown interest. We ensure this information is accurate and may verify it with you from time to time.

Push Notifications

If enabled, we may send push notifications to your mobile device or web browser, including marketing messages from us or third parties. You can manage your notification preferences in your browser or device settings.

Updating Your Information

It is your responsibility to ensure that any personal data we hold is accurate and up to date. Please inform us promptly if you need to make any corrections.

Collecting Your Personal Information

You can browse Cash Advance Guide - FinKo without sharing personal information. However, to secure a loan offer, we may collect the following:

• Name
• Address
• Residential status
• Date of birth
• Email address
• Phone number
• Income details
• Bank account information
• IP address
• Website usage data

We may also gather personal information if you contact us with questions or use our services. This helps us better respond to your inquiries and enhance our services.

Types of Information We Collect

When applying for a loan online, we collect personal details to provide loan quotes. We may also store data about your website usage, the pages you visit, referrals, application details, and financial information. This data helps us provide more relevant loan quotes and improve your experience. We do not retain your information longer than necessary by law and will regularly review it.

Data Security

We take the protection of your data seriously and use encryption and other security measures. However, no internet transmission is fully secure. By using our website, you acknowledge the inherent risks of sharing personal data online and agree not to hold us responsible for any breaches.

How We Use Your Information

We may use your personal information for the following purposes:

• To allow you access to and use of our services
• To enhance and customize our offerings
• To conduct market research
• To send you information about services, products, and promotions
• To provide loan quotes and process applications
• To track sales and match data with other sources
• To send customer feedback surveys
• To share data with third parties for marketing purposes

Sharing Your Information

By submitting a loan application, you consent to the disclosure of your personal data to:

• Cash Advance Guide - FinKo for communication and enhancing your user experience
• Lenders and credit brokers

We may also share your data if required by law, in legal proceedings, or during the sale of our business. Third-party providers may use your data to assess your situation and verify its accuracy.

Your Rights and Freedoms

Under the Data Privacy Act, you have several rights:

• Right to be informed: This policy provides information on how we collect and process your data.
• Right of Access: You may request copies of your personal data, typically at no cost and within 30 days.
• Right to Rectification: If any of your data is inaccurate, we will correct it within 72 hours upon verifying your identity.
• Right to Restriction of Processing: Processing will be restricted if you contest the accuracy of your data or the legal grounds for processing.
• Right to Object: You have the right to object to processing based on your rights and freedoms. Objections to direct marketing will be addressed within 48 hours.
• Right to Erasure: You can request the deletion of your data, which we will act on within 72 hours, unless required by law to retain it.
• Right to Data Portability: You have the right to receive and transfer your personal data in a structured, machine-readable format within 72 hours.
• Rights Related to Automated Decision Making and Profiling: You can object to automated decisions and request human intervention or an explanation.

To exercise any of these rights, please contact us. Identity verification may be required.

Data Retention

The length of time we retain your data depends on its purpose:

• Opt-out preferences are kept to respect your decisions.
• Application details are retained for a minimum of 6 years to address any future complaints.

Opting-Out of Contact

You can opt out of future communications at any time via the unsubscribe link in marketing messages. Please allow up to 48 hours for processing.

Removing Your Information

To request removal of your personal data, email support@amofnance.org. We will notify our marketing partners of your request.

Complaints

If you have any concerns, please contact us at support@amofnance.org. We aim to resolve any issues to your satisfaction.