We believe that financial tools and lending options should empower—not exploit—consumers. That’s why Cash Advance Match by Triple・A works only with lenders who commit to transparency and ethical lending standards.
1. Transparent Loan Terms
Lenders in our network are required to clearly disclose:
- Total cost of borrowing, including APR (Annual Percentage Rate)
- Repayment terms: number of payments, schedule, and amounts
- Any fees (e.g., origination fees, late penalties, prepayment terms)
- The consequences of missed or late payments
2. Legal Compliance
Our lending partners are expected to comply with all relevant U.S. laws and regulations, including:
- Truth in Lending Act (TILA) – for clear disclosure of loan terms
- Equal Credit Opportunity Act (ECOA) – ensuring no discrimination based on personal attributes
- Fair Credit Reporting Act (FCRA) – protecting your credit data
- State-specific lending laws, including limits on interest rates and fees
3. Promoting Financial Awareness
We encourage borrowers to:
- Thoroughly review loan documents before agreeing
- Evaluate their ability to repay a loan on time
- Understand the potential risks of default
- Use educational tools like our FICO Score Estimator to monitor credit health
- Track spending using our manual Budget Tracker to stay financially organized
When in doubt, we always recommend speaking to a licensed financial advisor.
4. Ethical Debt Collection
All lenders must follow ethical and lawful collection practices, including adherence to the Fair Debt Collection Practices Act (FDCPA). This means:
- No harassment, threats, or abusive language
- No false claims or misleading tactics
- Respecting time and location restrictions when contacting borrowers
- Providing accurate, dispute-resolvable account information
Cash Advance Match by Triple・A’s Role
Cash Advance Match by Triple・A is not a lender and does not control the terms offered by third parties. While we aim to collaborate with lenders who uphold the principles above, we cannot guarantee their individual actions or policies.
We strongly advise users to:
- Carefully review each lender’s terms and disclosures
- Contact the lender directly with any questions about loan details, rates, or collections
- Use Cash Advance Match by Triple・A’s tools for budgeting and credit awareness before making borrowing decisions
If you need help understanding a loan offer or identifying the right tools to manage your financial life, we’re here to support you — responsibly.